Debt Payoff Planner: Snowman

Snowball and avalanche payoff plans with your debt-free date — all calculated on your device.

Coming soon

See your debt-free date

Add your debts once and compare snowball and avalanche plans side by side — with the payoff date and interest each one gives you.

Private by design

Your debts, balances, and payment records stay on your phone and never leave your device. No account, no bank link.

Free, no subscription

Free with ads — unlimited debts, extra payments, and plan comparison included. One optional one-time unlock (Snowman Pro), never a subscription.

A debt planning and calculation tool. Payoff dates and savings are estimates; not financial advice.